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Product Toolkits


Visa’s Chip Issuance and Acceptance Product Toolkits are intended for use during development, prior to submission to Visa’s or EMVCo’s approval processes, and/or prior to and after deployment of contact and contactless products. They are designed to assist:

  • Visa clients and chip service suppliers, providing services on their behalf, in complying with various technology specifications, Visa rules and best practices to support global interoperability.
  • Technology vendors with product development and quality assurance testing.
  • Visa Regional Offices to support clients.

EMVCo approval by an accredited EMVCo laboratory is a prerequisite for contact cards and devices. Contactless cards and devices must follow Visa’s approval processes. Please see Approval Services for more information.

Note: Use of the Visa test tools does not imply or guarantee that a product or service is fully compliant with Visa or EMV Specifications.

To review available materials or order the Product Toolkits, see Product Toolkits Materials. For more information, please contact Chip Toolkits.


Toolkits offered by Visa and third-party suppliers to chip-issuing clients and their service providers assist in pre-personalization processes and post-personalization validation.

Global Personalization Requirements

The Global Personalization Requirements (GPR) establishes a set of globally consistent validation criteria for use by chip card issuers. Chip tool technology vendors utilize the GPRs to enhance their Personalization Validation Tools (PVTs), which in turn are used by Visa issuers to test that their cards are correctly personalized prior to issuance.

To license the GPR User Guide and Test Cases, please contact Chip Toolkits. Licensed users may access the GPR category from their “My Account” page or from Product Toolkits Materials.

Visa Personalization Assistant (VPA)

The Visa Personalization Assistant (VPA) provides a simplified, streamlined way of personalizing the payment applications on Visa Smart Debit and Credit (VSDC) cards to suit issuer’s business needs, while preserving global interoperability. The output from VPA may be incorporated into the pre-personalization data preparation process or used to establish reference parameters for card validation activities.

Understanding how VPA works may assist Chip tool technology vendors providing personalization validation tools (PVT) to clients.


Toolkits offered by Visa and third-party suppliers to chip acquirers, merchants and their service providers are intended to assist in validating the configuration of chip card acceptance devices and to provide a simplified means of submitting validation results to Visa prior to deployment of a new device or after a significant software/hardware release to an existing device.

Acquirer Device Validation Toolkit

The Acquirer Device Validation Toolkit (ADVT) consists of a set of test cards and test scenarios, designed to ensure that Chip-reading devices are:

  • Configured in accordance with Visa requirements and best practices prior to deployment.
  • Capable of successfully processing specific card personalization attributes that have been known to result in acceptance issues.

Visa Operating Regulations require that chip acquirers successfully complete testing with the ADVT and/or the qVSDC-DM on each type of device when a new hardware device or payment-related configuration is introduced or new payment software is installed.

The toolkit can be ordered online by registered subscribers. For additional information, please see the Product Toolkits Materials below or the ADVT User Guide, which is part of the toolkit.

Note: Effective 1 June 2018, use of ADVT Version 6.1.1 will not be permitted. Instead, users will be required to use ADVT Version 7.0. All new orders of ADVT should be on the latest version. Effective 23 February 2017, Visa no longer permits the use of ADVT V6.1 in all regions. Clients are no longer able to submit ADVT results for Version 6.1 into the Chip Compliance Reporting Tool (CCRT). Visa-confirmed third-party test tool vendors have already been notified of discontinuation of this version.

quick Visa Smart Debit/Credit- Device Module

quick Visa Smart/Debit Card (qVSDC) Device Module (DM) materials have been removed from this site. Effective May 1, 2017, the option to submit qVSDC-DM reports was removed from the CCRT due to the introduction of CDET V2.2 in 2015, which combined the test requirements of the traditional CDET and the critical ones of the qVSDC DM. Visa-confirmed third-party test tool vendors were notified of the discontinuation of the qVSDC DM.

Contactless Device Evaluation Toolkit

The Contactless Device Evaluation Toolkit (CDET) should be used by contactless card reader suppliers and Visa acquirers (or agents) implementing a contactless chip program to test devices prior to deployment to ensure Visa contactless cards perform as expected.

The toolkit can be be ordered online by registered subscribers. For additional information, please see the Product Toolkits Materials or the CDET User Guide, which is part of the toolkit.

Note: Effective 1 March 2018, use of CDET Version 2.2 will not be permitted. Users will be required to use CDET Version 2.3 – Revision A. All new orders of CDET should be on the latest version.

Chip Compliance Reporting Tool

The Chip Compliance Reporting Tool (CCRT) is used by chip acquirers and their service providers to submit ADVT and CDET validation results. Visa Operating Regulations specify that CCRT is the only method permissible for the submission of ADVT validation results by clients.

Chip tool technology vendors providing PC-based card simulators for ADVT simulation may be interested in obtaining information about CCRT.