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Mobile Publications

Mobile Publications lists the available Visa mobile technology materials and is a source for identifying the Visa mobile technology that you will need to build your product.

  • If your Mobile License status is active, you may download the licensed materials by clicking the filename.
  • If licensed document links are not active, please see your "My License Agreements" page to check your license status. If license is inactive, please contact [email protected].
Mobile Gateway (Secure Element) Specifications
Mobile Gateway (Secure Element) Specifications ScheduleSubscriber Only
Current list of materials included in the Mobile Gateway (Secure Element) Specifications Schedule. This list will be updated periodically and applies to all companies with an Active license for this category.

Mobile Application (Secure Element) SDK
Mobile Application (Secure Element) SDK ScheduleSubscriber Only
Current list of materials included in the Mobile Application (Secure Element) SDK Schedule. This list will be updated periodically and applies to all companies with an Active license for this category.
Visa Mobile Application Implementation Guide for Mobile Application Developers Licensed
Published: May-11   Version: 1.0
Provides detailed guidelines and requirements to third-party mobile application developers for implementing the Visa Mobile Application on a mobile device. Includes actual wireframes and use cases.
Visa Mobile Application Interaction Guide Licensed
Published: Aug-11   Version: 1.0
Describes how the VMA communicates to the Visa Mobile Payment Application (VMPA) and network services. Low-level technical information for third-party VMA.
Best Security Practices and Guidelines for Developing Mobile Application Using Visa payWave SDKsLicensed
Published: Feb-13   Version: 1.0
Describes Visa's best practices and guidelines for developers using the Visa payWave for Mobile SDK and those developing Mobile applications for Visa payments. Document is available from the Visa Developer Center (VDC). If you do not have access to VDC, please see the Mobile Introduction page, Visa Mobile Developer Program section, for information about registration and/or licensing.
Visa payWave SDK Developer GuideLicensed
Published: Feb-13   Version: 1.4
An implementation guide for mobile payment application developers using Visa payWave SDK on Blackberry and Android devices. Describes how to use various SDK operations to aid development of user interface applications that will interact with one or more Visa payment card applications on a secure element. Guide is available from the Visa Developer Center (VDC). If you do not have access to VDC, please see the Mobile Introduction page, Visa Mobile Developer Program section, for information about registration and/or licensing.

Mobile Payment Application (Secure Element) - VMPA
Mobile Payment Application (Secure Element) - VMPA ScheduleSubscriber Only
Current list of materials included in the Mobile Payment Application (Secure Element) - VMPA Schedule. This list will be updated periodically and applies to all companies with an Active license for this category.
Multi-Access Specification for VMPA Licensed
Published: Apr-19   Version: 1.3
Defines an option that allows sharing personalized data between multiple entry points to a Visa Mobile Payment Application (VMPA) applet.
Visa Minimum Platform Functional Requirements for VMPA ImplementationsLicensed
Published: Jun-13   Version: 1.0
Provides Visa profiles of the Global Platform UICC configurations for use by Visa payWave for Mobile Developers. Specifies requirements for the loading of the VMPA into the UICC.
Visa Mobile Payment Applet Technical Guide Licensed
Published: Jun-13   Version: 1.0.2
Provides detailed information on applet features and personalization. Includes related information on Contactless Payment, GlobalPlatform Card Considerations and Dynamic Passcode Authentication.
Broker Applet Interface for Visa Mobile Payment Application SpecificationLicensed
Published: Jun-16   Version: 1.1
Defines a feature allowing the Consumer Device CVM verification results to be managed by a Broker applet within the Secure Element and be shared with other applets through the Broker Interface.

Visa Cloud-based Payments
Visa Cloud-based Payments ScheduleSubscriber Only
Current list of materials included in the Visa Cloud-based Payments Schedule. This list will be updated periodically and applies to all companies with an Active license for this category.
Visa Cloud-based Payments Program DescriptionLicensed
Published: Feb-16   Version: 1.3
Provides an overview of cloud-based payments program along with its features and benefits. It also covers participation and eligibility requirements for issuers and partners.
Visa Cloud-based Payments Minimum Requirements and GuidelinesLicensed
Published: Feb-16   Version: 1.3
Contains information to assist issuers, processors, Mobile Application Developers, Mobile Application Platform Providers and related entities implementing a cloud based payments program and mobile application utilizing Host Card Emulation or Software Card Emulation for Visa payWave transactions.
Visa Cloud-based Payments Contactless SpecificationLicensed
Published: Mar-17   Version: 1.8
Defines the requirements for the Visa proximity payment application that resides on and hosts Visa payment card(s) on the NFC enabled mobile device application OS without involvement of a hardware based secure element. ECCN 5E992 NLR
Visa Cloud-Based Payments Contactless Specification (VCPCS) 1.8 Updates ListLicensed
Published: Aug-17   Version: 1
Visa Cloud-Based Payments Contactless Specification (VCPCS) 1.8 Updates List 2Licensed
Published: Feb-19   
HCESimLicensed
Published: Jan-17   Version: 1.0
HCESim is specifically designed to simulate an VCPCS v1.7 compliant Mobile Application that is compatible with the VCPCS v1.7 Test Plan and the VCPCS Companion Guide.
Mobile Device Authentication Best PracticesLicensed
Published: Sep-14   Version: 1.0
Provides guidance on how to incorporate mobile device authentication controls into mobile payment solutions.
Visa Digital Solutions Mobile User Experience GuidelinesLicensed
Published: Jan-15   Version: 1.1
Guidelines for designers and developers to create applications that resonate with consumer sentiments and reinforce user confidence in the protection of their financial privacy.
Visa CDCVM Requirements and Best PracticesLicensed
Published: Jul-17   Version: 1.0

Visa Cloud-based Payments SDK
Visa Cloud-based Payments SDK ScheduleSubscriber Only
Current list of materials included in the Visa Cloud-based Payments SDK Schedule. This list will be updated periodically and applies to all companies with an Active license for this category.